Benefits Chart

***Employees who are members of a collective bargaining unit should rely on the applicable sections of their contract***

	HOURS REGULARLY SCHEDULED TO WORK
	*Clerical employees working less than 17.5 hours per week OR all other employees working less than 20 hours per week, 12 months a year.*	Clerical employees working 17.5 to 19.9 hours per week, 12 months a year.	*Employees working over 20 hours per week, 12 months a year.*
Insurance Medical Tufts - HMO, PPO	O	O	P Pre-Tax available Health & Dental Rates
Dental Delta Dental
Life Boston Mutual
Flexible Spending Accounts Medical & Dependent Care	O	O	P
Vacation Accrual Pro-rated based on hours worked <5 years = 2 wks 5-10 years = 3 wks 10-20 years = 4 wks 20 years+ = 5 wks	O	P	P
Sick LEAVE Accrual Pro-rated based on hours worked *15 Days*	O	P	P
Personal Days Pro-rated based on hours worked *2 Days* Each Fiscal Year	O	P	P
Holidays Pro-rated based on hours worked 12 per year	O	P	P
Employee Assistance program Health Resources	P	P	P
Retirement	P ICMA -RC (7.5%)	P ICMA -RC (7.5%)	P Middlesex Retirement (9 – 11 %)
Direct Deposit	P	P	P
Credit Union Metro Credit Union Hanscom Federal Credit Union	P	P	P
Deferred Compensation ICMA -RC & ING	P	P	P
IRA Roth & Traditional	O	O	P ICMA-RC only